Best Credit Card Betting Sites

The credit card is the single most popular tool for funding online betting accounts. It’s easy to use, deposits are processed instantly and most of us have at least one credit card within reach at any time. Naturally, online betting sites are more than happy to let you fund your account with any major credit card.

Betting Site
Get up to $50 matched instantly on your first deposit18+ to Play, T&Cs Apply
Refund Your First Contest Entry Fee18/21+ to Play, T&Cs Apply

The actual process of making a credit card deposit is similar to purchasing anything else online: you type in your card number, expiration date and security code and then the funds are moved instantly to your betting account. It’s just as easy as paying a bill online or buying something from Amazon.

This all assumes, of course, that you already have an account at one of the many betting sites that accept credit cards. It is vital that you choose the right site because we’re talking about real money here. You need to make sure that you find a site that is reputable and trustworthy before you let them hold your money.

As you can see, I have listed a few recommendations above. These sites have proven themselves over a course of years (decades in some cases) to be reliable, professional organizations that are dedicated to giving customers a fair game. In total, these sites have served millions of customers and processed countless payouts to winners over the years.

Each of the sites on this page are licensed and regulated to offer real money gaming. I’m not a fan of unlicensed offshore betting sites because they answer to no greater authority. Unlicensed sites are harder to trust and more likely to bend the rules whenever it suits them. Thus, I urge you to only play real money games at licensed, big-name betting sites.

Problems Depositing with a Credit Card

Although unlikely, it is possible that your credit card deposit will be declined even if you’re certain that you have the funds and typed in your information correctly. The reason for the occasional hiccup stems from banking laws in the United States (where most credit card issuers are based) that are not too friendly to online gambling.

These laws target unlicensed offshore betting sites, but sometimes completely legitimate deposits to licensed and regulated sites are also caught up in the net. It doesn’t mean you’ve done anything wrong; it’s basically a case of mistaken identity. You can often solve the problem by calling your bank or your site’s customer support team.

If problems persist, you may end up having to try a different credit card or some other deposit option. It’s annoying but it doesn’t mean you have to give up. There are plenty of other ways to fund your account. You can even go with an e-wallet service (such as Neteller) and use your card to load funds to a digital wallet which you can then use to fund your betting account.

Deposit Fees

One of the reasons I recommend the above betting sites for credit cards is a complete lack of fees. Some smaller sites are known to tack on a fee in the range of 2.5 to 5% for every deposit. This can add up quickly and become an expense in its own right. So with that in mind, I have made sure to only list sites that process credit card deposits for free.

Deposit Limits

Credit card deposit limits vary quite a bit from one site to the next. In most cases, you’ll find a minimum deposit in the range of £5 to £10 or so. Maximum deposits tend to be highest at international bookmakers that serve the UK and European markets. For example, some betting sites accept credit card deposits as large as 20,000 GBP and 40,000 EUR.

US friendly betting sites usually start new customers with significantly lower limits in the range of $500 for the first deposit with the option to increase limits to $2500 or so. If you need to deposit more than that, you may want to consider using a different deposit method to fund your account.


I’m not going to sugarcoat it. Security is always a concern whenever you do anything with your credit card online. All it takes is one determined hacker or disgruntled employee to copy your information and cause trouble. This is yet another reason why I advise our readers to only do business with large and well-known gaming sites.

Common sense precautions will take you a long ways. Just like you wouldn’t use your credit card to buy something from some sketchy-looking website, you wouldn’t want to deposit at some small, unknown gaming site. Stick with the big names and you’ll be in good hands.

Withdrawing Your Winnings

Getting money into your betting account is just half the battle. If you’re fortunate enough to book a big win, you’re eventually going to want to claim your winnings and treat yourself to a steak dinner, right? Well, now it’s time to initiate a withdrawal.

In some cases, it’s possible to have your winnings credited back to your credit card in the form of a refund. However, most betting sites prefer to instead pay your winnings back via some other mechanism such a wire transfer, ACH transfer or paper cheque in the mail. I’ve always found wires and ACH transfers to be the most convenient withdrawal methods because they can be processed within a couple business days and require nothing from you other than to wait for the money to hit your account.

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